21 Rock Ridge Road

Mill Spring, NC
$ 1,150,000 Beds 3 Baths 2.5 Sq 2,414
Monthly Estimate* How much can I afford?

Uncompromising custom luxury awaits in this spectacular 2023 ranch, perfectly secluded on 5.04 pristine acres within the quiet Ridgeview subdivision. The idyllic grounds seamlessly blend approximately two acres of manicured lawn with a private, wildlife-filled wooded acreage, complete with fruit trees, a grape trellis, and raised garden beds. Inside, the open-concept layout is designed for effortless relaxation and entertaining, anchored by a living room with a striking stone-front gas fireplace. Premium Pella windows with integrated blinds flood the entire home with natural light, while an integrated security system provides peace of mind. The elite chef’s kitchen serves as the ultimate culinary centerpiece, boasting granite countertops, a massive island with a triple sink, a walk-in pantry, and a high-end appliance package featuring a 72" built-in Sub-Zero refrigerator/freezer, Wolf induction cooktop, built-in LG wall oven and microwave, and a Bosch dishwasher. The main-level floor plan is thoughtfully laid out to maximize privacy for every occupant. The primary suite is a true sanctuary, highlighting a dream-worthy custom walk-through closet and a spa-like ensuite bath equipped with a bench-equipped walk-in shower, a deep soaking tub, and dual sinks beneath an electronic mirror. On the opposite side of the home, a dedicated guest wing hosts two large bedrooms, each featuring its own spacious walk-in closet, alongside a lovely shared full bath. A versatile office/flex room offers the perfect space for remote work, while the dedicated laundry room adds everyday convenience with a utility sink and custom built-in shelving. Complete with an attached three-car garage and a covered rear porch for scenic outdoor living, this exceptional estate sits just six minutes from groceries and eight minutes from the waterfront restaurants and shops of Lake Lure. Horses permitted -fenced acreage requirement/horse.

Single Family

  • Price
  • $ 1,150,000
  • City
  • Mill Spring
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • POLK
  • Half Bathrooms
  • 1
  • Area
  • Polk County
  • Lot Size
  • 5.04 Acres
  • Zip
  • 28756
  • Sqr Footage
  • 2,414
  • Year Built
  • 2023
  • Style
  • Arts and Crafts,Ranch
  • MLS#
  • 4410302
Listed By: Howard Hanna Beverly-Hanks; virginia.henrie@allentate.com
Data Source: Canopy MLS

Features

General

Living Area 2414
Sewer Septic Installed
Heating Heat Pump
Cooling Central Air
Utilities Propane,Underground Power Lines
Roof Architectural Shingle
Appliances Dishwasher,Electric Oven,Exhaust Hood,Induction Cooktop,Microwave,Propane Water Heater,Refrigerator with Ice Maker,Tankless Water Heater,Wall Oven
HOA Fee 350
Garage Spaces 3
Patio/Porch Features Covered,Rear Porch
Architectural Style Arts and Crafts,Ranch
Security Features Carbon Monoxide Detector(s),Security System
Construction Materials Fiber Cement,Stone
Exclusions washer/dryer
Year Built 2023
Levels One
Property Subtype Single Family Residence
Parcel Number P65-123
Elevation 1000
Community Features None
Accessibility Bath Grab Bars,Door Width 32 Inches or More,Lever Door Handles,Mobility Friendly Flooring,No Interior Steps
Assoc Fee Paid Per Annually
County Polk
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Ridgeview
Garage Y/N Yes
Full Baths 2
Directions From Columbus: Take 108E to Mill Spring. At intersection with NC 9 - turn left and take NC9 North. Turn Right on to Grassy Knob Road. Turn Right on to Rock Ridge Road. Driveway is gravel - first lan
High School Polk
City Mill Spring
Association Name Essential Property Management
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Sunnyview
Middle/Junior High School Polk
Additional Parcels Y/N No
Builder Name Tryon Builders
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Livestock Restriction,Manufactured Home Not Allowed,Square Feet
Tax Assessed Value 636426
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Stairs Pulldown,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s),Walk-In Pantry
Flooring Tile,Vinyl
Fireplace Features Gas Vented,Living Room,Propane
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 2414
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 3
Total Baths 3
SqFt Main 2414
Bedroom 3

Exterior Features

Parking Features Driveway,Attached Garage
Water Source Well
Lot Size Area 5.04
Foundation Details Slab
Road Surface Type Gravel,Paved
Door Features French Doors,Insulated Door(s)
Other Equipment Fuel Tank - Leased,Generator Hookup
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sunnyview Elementary School
Middle School Polk Middle School
High School Polk High School

Price History

8/6/2026 Listed $1,150,000

Property vs Zip Code Average in 28756

Price
AVG $1.27M
$1.15M
Year Built
AVG 2001
2023
Visits
AVG 337
92
Data Provided by Inside Real Estate®

Areas That We Cover

21 Rock Ridge Road Mill Spring, NC is a Single Family Home for sale at $1150000 with 2414 sqft and a lot size of 5.04 Acres Acre(s). 21 Rock Ridge Road Mill Spring has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 28756 which is in Mill Spring, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.