1010 Ridgefield Circle

Indian Trail, NC
$ 354,990 Beds 3 Baths 2 Sq 1,330
Monthly Estimate* How much can I afford?

Great opportunity to own a charming ranch-style home in the established Ridgefield community of Indian Trail with no HOA restrictions and flexibility for homeowners or potential investment use. This 3-bedroom, 2 bath home features an open floor plan with vaulted ceilings, a spacious great room with fireplace, walk-in pantry, organized closet system in the primary suite, dual vanities, and a two-car garage. Enjoy the fenced backyard with an oversized patio perfect for entertaining or relaxing. Conveniently located near shopping, dining, Sun Valley Commons, E. Independence Blvd/US-74, and I-485 with easy access to Charlotte. Home is ready for its next homeowner to make it their own. Photos represent the actual space with select images featuring virtual staging for design inspiration. Refrigerator does not convey with property.

Single Family

  • Price
  • $ 354,990
  • City
  • Indian Trail
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • UNION
  • Half Bathrooms
  • 0
  • Area
  • Union County
  • Lot Size
  • 0.237 Acres
  • Zip
  • 28079
  • Sqr Footage
  • 1,330
  • Year Built
  • 1995
  • Style
  • Ranch,Traditional
  • MLS#
  • 4385129
Listed By: LPT Realty, LLC; lorettal.realtor@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1330
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Attic Fan,Ceiling Fan(s),Central Air
Appliances Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator
Zoning AP4
Garage Spaces 2
Architectural Style Ranch,Traditional
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Brick Partial,Vinyl
Year Built 1995
Levels One
Property Subtype Single Family Residence
Parcel Number 07-084-457
County Union
New Construction No
Property Type Residential
HOA No
Subdivision Name Ridgefield
Garage Y/N Yes
Full Baths 2
Directions From I-485 Outer,take Exit 51B for US-74 E toward Indian Trail/Monroe. Continue on US-74 E/E Independence Blvd approximately 8 miles,then turn right onto Indian Trail Fairview Road. Turn left onto Ri
High School Sun Valley
City Indian Trail
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Indian Trail
Middle/Junior High School Sun Valley
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 338700
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Fireplace Features Great Room,Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1330
Laundry Features Electric Dryer Hookup,In Kitchen,Laundry Closet
Total Bedrooms 3
Total Baths 2
SqFt Main 1330
SqFt Garage 400
Bedroom 3

Exterior Features

Fencing Back Yard,Fenced
Parking Features Driveway,Attached Garage,Parking Space(s)
Water Source City
Lot Size Area 0.237
Foundation Details Slab
Road Surface Type Concrete,Paved
Door Features Storm Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Indian Trail Elementary School
Middle School Sun Valley Middle School
High School Sun Valley High School

Price History

5/22/2026 Listed $375,000
7/17/2026 5% - $359,900
7/29/2026 2% - $354,990

Property vs Zip Code Average in 28079

Price
AVG $560K
$350K
Year Built
AVG 2011
1995
Visits
AVG 251
485
Data Provided by Inside Real Estate®

Areas That We Cover

1010 Ridgefield Circle Indian Trail, NC is a Single Family Home for sale at $354990 with 1330 sqft and a lot size of 0.237 Acres Acre(s). 1010 Ridgefield Circle Indian Trail has 3 bedrooms, 2 baths and was built in 1995. The property's zip code is 28079 which is in Indian Trail, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.