Sarah Sutherland

101 Cove Creek Drive

Rutherfordton, NC
$ 319,900 Beds 3 Baths 2 Sq 1,390
Monthly Estimate* How much can I afford?

Tucked away on 1.22 peaceful acres between Rutherfordton and Lake Lure, this charming 3-bedroom, 2-bath cabin offers the perfect blend of rustic character and modern comfort. When you step inside, you'll find beautiful hardwood floors, vaulted ceilings, and custom woodworking accents that create a warm, inviting atmosphere. The cozy gas log fireplace makes the living space ideal for relaxing evenings at home and a tankless water heater adds efficiency and convenience. Enjoy the outdoors from both the covered front porch overlooking the fenced yard and the screened-in back porch—perfect for taking in the serene surroundings year-round. Need extra space? The 16x20 outbuilding with power is ideal for hobbies, a workshop, or additional storage, and is complemented by an attached carport and rear lean-to for even more functionality. An exterior entry unfinished basement provides excellent storage options, and the private setting offers a quiet retreat while still being conveniently located between Rutherfordton and Lake Lure. Whether you're looking for a full-time residence or a weekend getaway, this property delivers comfort, charm, and versatility in a beautiful natural setting!

Single Family

  • Price
  • $ 319,900
  • City
  • Rutherfordton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 0
  • Area
  • Rutherford County
  • Lot Size
  • 1.22 Acres
  • Zip
  • 28139
  • Sqr Footage
  • 1,390
  • Year Built
  • 1982
  • Style
  • MLS#
  • 4365717
Listed By: Main Street Realty Group LLC; kristen@msrghomes.com
Data Source: Canopy MLS

Features

General

Living Area 1390
Sewer Septic Installed
Heating Electric,Heat Pump,Propane
Cooling Electric,Heat Pump
Roof Metal
Appliances Dishwasher,Gas Range,Gas Water Heater,Propane Water Heater,Refrigerator,Tankless Water Heater
Patio/Porch Features Covered,Rear Porch,Screened
Security Features Security System
Construction Materials Hard Stucco,Stone,Wood
Year Built 1982
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 809835
County Rutherford
New Construction No
Property Type Residential
HOA No
Subdivision Name Cove Creek
Garage Y/N No
Full Baths 2
Directions From downtown Rutherfordton,take a right onto Charlotte Rd and go straight until you arrive at Cove Creek Dr. on your right.
High School Unspecified
City Rutherfordton
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N Yes
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 249900
Listing Terms Cash,Conventional

Interior Features

Basement Exterior Entry,Unfinished
Flooring Wood
Fireplace Features Gas Log,Living Room,Propane
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1390
Laundry Features In Basement
Total Bedrooms 3
Total Baths 2
SqFt Main 1040
SqFt Upper 350
Bedroom 2

Exterior Features

Fencing Chain Link
Parking Features Detached Carport,Driveway
Lot Features Rolling Slope,Wooded
Water Source Well
Lot Size Area 1.22
Foundation Details Basement,Crawl Space
Road Surface Type Asphalt,Gravel,Paved
Other Equipment Fuel Tank - Owned
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

4/4/2026 Listed $329,900
5/16/2026 2% - $325,900
8/4/2026 2% - $319,900

Property vs Zip Code Average in 28139

Price
AVG $550K
$320K
Year Built
AVG 1982
1982
Visits
AVG 205
351
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

101 Cove Creek Drive Rutherfordton, NC is a Single Family Home for sale at $319900 with 1390 sqft and a lot size of 1.22 Acres Acre(s). 101 Cove Creek Drive Rutherfordton has 3 bedrooms, 2 baths and was built in 1982. The property's zip code is 28139 which is in Rutherfordton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Sarah Sutherland

Sarah Sutherland

423-863-9976

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